Trip with mom, echo, mic, ian and iona~

22/12 immediatly after 2009 closing of new B submission,

we went to Damai Beach for a 3 days 2 nights trip!

It has been so long, feels like ages before that we didn't have our family trip together!

Un-luckilly, daddy was unable to go together with us that day!

Mic and family reached Damai Beach in the afternoon, while me and mom go at night,

cause mommy wanna finish watching last episod of "niang jia"

before heading to Damai!

My 2009 birthday!

As usual, everyyear when it comes to Dec, a new year is just around the corner! But another very exciting events beside x'mas is my birthday!

This year i wanted to sent my highest appreciation and thank you to my beloved mommy because she helps me cooks a lot of yummy dishes in order to celebrate my birthday!

After our simply dinner at my house, we went to K Box at spring for our 2nd round karaok session untill almost 2am in the morning!

Thanks to my loved ones who helps to organise all the program and thanks for her treat to K Box. Last but not least, thanks Vee cos she prepared my favourites manggo cheese cake and lots of lovely cup cakes!!

Lastly, i wanna to thank all my frens who attened my 26th birthday celebration!

Special thanks to :

Mr and Mrs Crabby,

Mr and Mrs Monyet,

Mr and Mrs Ho Sin,

Mr Ogui,

Mr Rudy/Louis/Godzilla,

Mr Darrel,

Mr Garfield,

Mr Steve,

Mr Damien,

Miss Connie.

Love ya all~

My lovely manggo cheese weezy~

Cute cup Cakes!

Thanks to K Box, we have 5 jugs of drinks, some tit bits and 2 sparkling juice~

And my birthday present!

冬至快乐！

今年的冬至很特别哦～

大肥（NI〕特地邀请我们两个到她家吃汤圆，

煮了一些汤圆，一人分了五粒，有豆沙和黑芝麻～

超好吃！谢谢啦！！

ADF breakthrough 1 mil~

A very great year through 2009,

ADF finally break thorugh 1 mil~

Yet, greater challenge waiting for us in 2010!

Yes, we are going for 1.5 mil in 2010, and we must achieved 400k in the first quarter!

Go Go Go! All ADFians, i believe we are capable to achieved, and even better!

人啊~~

心胸狭窄的人,

就只能容得下眼前的那一位,

因而忽略身边许许多多的美好事物,

更甚成为了被排彻的那位,却还沾沾自喜..

要知道,

身边出入的都是人类,

除非跟狗跟猫打交道!

My first birthday present this year! Hiakz~~

Simple, but meaningful! thanks mom~

Allianz introduces PowerSaver - a plan for the future

Allianz Life Insurance Malaysia Berhad (ALIM) has just launched PowerSaver - an endowment plan that gives you More for Less. With premium payment of five years, you will be protected for thirty years.

According to Alexander Ankel, CEO OF Allianz Life Insurance Malaysia Berhad, "PowerSaver is designed with the future in mind. It is also a well-thought retirement plan that allows individuals to tailor their financial commitments by paying premiums for a very limited period of time." He added, "A global crisis does not mean we stop planning for the future. As a matter a fact, this is when we have to pay more attention to what and how we can secure our future and the well-being of our loved ones”.

PowerSaver is not for protection only, but is a savings plan as well. PowerSaver will provide a lump sum payment to loved ones when the unforeseen such as premature death or Total Permanent Disability happens, assuring protection for your family. At the same time, guaranteeing savings, a policyholder can enjoy a Yearly Guaranteed Cash Payment after the fifth policy year onwards. Policyholders also have a choice to either withdraw dividends or to accumulate interest.

"Allianz is committed in providing the best support and services to our customers. Thus, PowerSaver is specially designed for existing Allianz Life insurance policyholders as a token of appreciation for the support given to us." added Ankel.

ALIM’s diversified product portfolio has proven to be resilient against the economic uncertainties. The Company recently released its 2008 results and achieved a record high GWP of RM692million which interprets to a 16 percent increase over 2007. ALIM’s New Business Premium (ANP) also grew 25.4 percent in 2008, giving the company a rise in market share from 5.4 percent to 7 percent. All this ultimately lead ALIM one notch higher in its market ranking to number six. Its total assets also increased from RM1.69billion in 2007 to RM1.97billion last year. Despite the severe downturn in the local and global markets, ALIM’s solvency position continued to strengthen.

小狗的眼睛

当狗一直盯着我们看的时候，我们会不自觉地转移视线。
有人曾经说过，狗有看穿人类谎言，虚伪的一面。
尽管如此，他们依然会原谅我们。

很多时候，在表面上我们会说“没关系，没关系“
可是却一直深深地放在心里最深处。
表面上我们能回到最最初，可是却维持不了很长的时间，

久了，就变得冷淡；
久了，就变的没话题；
久了，就变得人生过客。

Celebrating Karen's birthday~ know this "aunty" for quite some times, if i'm not mistaken, this is the 5th birthday i have been able to celebrate with her, and of cos a bunch of "fui frens".

Time really passed real fast, without knowing it, i will be celebrating my own for the 26th years!! It's a big shame for me, not doing good in my career, not having healthy financial, not sharing enough time for my loves one, not fulfilling my target every year in Allianz (although i was doing fine), not completed my 2009 resolution, not having my own platinum, not buying new destop, not slimming yet "growing"~

There are thousanf and tons of "mission" which i havn't done! Well, atleast i do enjoy a wonderful 2009, with the acceptance of Vee after a long long period, a new handphone though its not I-phone or n97, driving my Camry for 1 year (oh ya, its time to pay my car insurance), having my side business and hopefully it will be my side income, and the most important thing is i still survive after a terrible sick in august.

Last but not least, i still love my family and having times with them, having my precious Vee and still a bunch of frens whom are always by my side!

LOVE u all~~ Cheers!!